Additional Services
Smart Business Savings offers additional services designed to help UK businesses manage cash flow and streamline day-to-day operations — all with the same honest, business-first approach.
Merchant Cash Advances
A Merchant Cash Advance (MCA) provides fast access to funds based on your card sales, helping you cover costs or invest in your business when you need it most.
Merchant Cash Advances can be used for:
Purchasing stock or equipment
Managing seasonal cash flow
Covering unexpected expenses
Supporting business growth
Repayments are taken as a percentage of your daily card takings, helping repayments adjust in line with your sales.
How We Work
How Merchant Cash Advances Work
Step 1
We assess your card turnover to understand eligibility.
Step 2
You receive a clear funding offer with transparent terms.
Step 3
Funds are paid directly to your business.
Step 4
Repayments are taken automatically from card sales.
A Smarter Alternative to Traditional Lending
Merchant Cash Advances are designed for businesses that prefer flexibility over fixed monthly repayments and lengthy approval processes.
About Smart Business Savings
Run Your Business More Efficiently
Point of Sale systems help businesses manage sales, payments, and operations from one central system.
Smart Business Savings helps you find POS solutions that integrate smoothly with your payment setup.
POS Systems Can Help You:
Process sales quickly and accurately
Manage products and pricing
Track sales and performance
Reduce admin and manual processes
Whether you operate a retail shop, café, restaurant, or service-based business, a POS system can support smoother daily operations.
Integrated Payments
Payments and sales data work together, reducing errors and saving time.
Scalable Solutions
Systems that grow with your business.
Simple Setup
Clear guidance and support throughout installation.
How Smart Business Savings Helps
Clear Advice, No Pressure
We help you understand whether additional services are right for your business — with no obligation and no hard sell.
Our approach includes:
Honest eligibility checks
Clear explanations of costs and terms
Support throughout setup
Ongoing assistance when needed
Talk to Us About Additional Services
Find Out What’s Right for Your Business
A short conversation can help you understand whether Merchant Cash Advances or POS systems could support your business goals.
F. A. Q
Frequently Asked Questions
No. It’s an advance based on future card sales, repaid as a percentage of daily takings.
Yes. Repayments adjust with your card turnover.
Yes. POS systems can integrate with payment solutions for smoother operations.
Yes. Support is available before and after setup.